Your car is more than just a vehicle — it’s your ride to work, the weekend getaway, family moments, and every journey in between. But every trip comes with risks — accidents, theft, natural disasters, even vandalism. A well-designed car insurance policy doesn’t just meet legal requirements; it protects you, your loved ones, and your investment.
At Insurance-Solutions.in, we provide private car insurance plans that combine affordable premiums, comprehensive coverage, and useful add-ons — so you get the security you deserve without compromising on value.
Covers your car against third-party liabilities and damage to your own vehicle — due to accidents, natural disasters, fire, theft, etc.
As required by law, this covers you for claims arising out of damage, injury, or death caused to others by your car.
Choose from special enhancements to expand protection. Some of our popular add-ons include:
| Add-On | What It Covers |
|---|---|
| Zero Depreciation | Claims paid without deducting depreciation on replaced parts, in case of partial damage. |
| Engine & Gearbox Protector | Accidental damage to internal parts due to water ingress or oil leakage — especially useful in wet driving conditions. |
| No Claim Bonus Protection | Keeps your claim-free discount intact even if you make one or more minor claims under certain conditions. |
| Emergency Assistance | On-road help: towing, battery jump start, key issues, tyre changes, fuel delivery, etc. |
| Cost of Consumables | Covers replacement of small essential items like nuts & bolts, lubricants, air-conditioning gas, etc. |
| Return to Invoice (RTI) | In case of total loss/theft, you get the purchase (on-road) value of the car, not just the Insured Declared Value (IDV). |
The maximum amount your insurer will pay in case of total loss or theft.
Bridges the gap between IDV and the price you paid for the car (including taxes, registration) when the damage is severe or it's a total loss.
Over time parts lose value. Some policies reduce your payout to account for that — unless you have add-ons that waive depreciation (e.g. Zero Depreciation).
We aim to make claims hassle-free:
Things to Keep in Mind
Multiple insurers compared so you get the best premium vs cover deal.
Transparent explanation of exclusions, add-ons, and policy wording.
Support through the claims process.
Regular reminders and easy renewals.
