An Individual Plan is a health insurance policy tailored for a single person. Whether you’re a student, professional, or homemaker, it offers protection for your medical expenses — from diagnosis and consultation to hospitalization and post-treatment care. With this plan, you don’t share benefits with others — your coverage is dedicated fully to you.
You get your own health cover, independent of family floater policies.
Premiums are often lower than family plans when only one person is covered.
You select sum insured, co-payments, and add-ons based on your individual needs.
Your claim history and benefits are tied only to your policy — unaffected by others.
| Feature | Benefit to You |
|---|---|
| Pre & Post Hospitalization Cover | Covers medical expenses before admission and after discharge. |
| Doctor Consultation & Diagnostics | Coverage for consultation, tests, scans during non-hospital visits. |
| In-patient Hospitalization | Room, nursing, surgery, ICU etc when admitted as inpatient. |
| Day Care Procedures | Covers procedures not needing overnight stay. |
| Optional Add-Ons | Includes maternity cover, critical illness, outpatient benefits, etc. |
| Restoration & Cumulative Bonus | Replenish sum insured or increase cover upon claim-free years. |
We compare top insurers and find the best plan for your health profile.
Transparent details of what’s covered, waiting times, and exclusions.
Personalized guidance — we help you pick the right benefits and add-ons.
Flexible options to upgrade, restore or enhance coverage as your needs change.
