Miscellaneous Insurance refers to a broad set of insurance policies covering risks that don’t fall under standard categories (like motor, health, or life). These include liability, credit risks, custody of goods, professional indemnity, travel, and many other non-typical coverages. It’s designed for individuals and businesses needing specialized protection for specific non-conventional exposures.
You operate a business dealing with special risks (e.g. cash in transit, goods in custody, or professional advice liability).
Your assets or activities aren’t covered under usual motor, health, or commercial vehicle policies.
You want protection from legal liabilities or financial loss from unusual occasions (contract breaches, damage to others, or business interruptions).
| Policy Type | What It Covers |
|---|---|
| Professional Indemnity / Liability | Losses from claims of negligence, errors or omissions in professional advice or services. |
| Cash in Transit / Money Insurance | Cover for theft, damage, or loss while money is being transported or stored. |
| Goods in Transit / Goods in Custody | Protection for property/goods while in transit or under storage/handling by another party. |
| Travel & Risk Insurance | For travels – loss of baggage, travel delays, emergency medical, etc. |
| Legal Liability | Covers legal costs and damages if you are held liable for damage/injury to others or their property. |
| Special Equipment or Machinery | Items like mobile rigs, cranes, excavators, tools or special assets outside standard stock. |
Access to top insurers and competitive pricing even for specialized coverage.
Clear policy wording so you know exactly what is & isn’t covered.
Smooth claims process with support for unusual/complex claim situations.
Flexibility to scale or modify coverage as your risk profile changes.
